Setting Goals: Want It, Plan For It, Achieve It

Goals create a great sense of purpose and achievement. It’s important to keep your goals in mind while budgeting and saving, because they put everything into perspective. Saying “no” to a few unnecessary purchases now means you’re saying “yes” to something you’ve deemed more important and meaningful in the near future. Goals come in all shapes and sizes, and some will take much longer to achieve than others. But once you have that focus in mind, it’s much easier to budget accordingly.

Want it. 

Once you decide on your goal, really envision it. Put reminders and pictures everywhere – on your mirror, fridge, planner, anywhere – so that you are constantly reminded of your goal. You need to want it badly and the best way to do that is it keep it in sight at all times.

Plan for it. 


Come up with your strategy for achieving your goal.See what options are available to you and do all your research. Decide how much money you need to set aside each month in order to reach out.

Achieve it. 

Stick with your budget and celebrate your hard-earned savings along the way. With each passing month, you will be a little bit closer until finally your goal is fully funded and ready for you to make it a reality.

Here are some example goals to get you started:

Buying a Car

Buying a Home

Having Children

Owning a Pet


Buying that ___ You’ve Always Wanted

Paying off Debt

Saving for College/Post Graduate School


Donating to a Charity


Whatever your goal, you now have a valid and good reason to budget. Use it to motivate you and get you to where you want to go.