Monthly Archives: March 2017

new york city

12 Free Things You Can Do In New York City

New York City is notorious for being an expensive place, not only to live but to visit. Between the high-end restaurants, shopping, entertainment, and tourist traps, it can be easy to drop a small fortune in one day. However, there a lot of free things to do in New York City, whether you’re a resident

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credit

Why I Started Paying Off My Credit Balance Each Month – And Why You Should Too

Not too long ago, I used to be comfortable with keeping a balance on my credit card. Here’s the kicker, in all my years of owning a credit card, I’ve always had enough money in my savings account to pay off the debt right away. But I let it sit and sit and would pay

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Bride on a Budget: How to Score Deals While Wedding Planning

Getting married can cost a small fortune. I would know. I’m currently in the process of planning my own wedding. But planning a wedding doesn’t have to mean spending all of your hard-earned savings in one day (I know the memories will last forever, but it’s still one day…). In fact, I’ve found that there are

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commute

How I Make My Daily Commute More Productive

As a typical New Yorker, I spend a lot of my time on the subway. And like a not so typical New Yorker, I do a reverse commute to New Jersey everyday for work. Basically, I spend a lot of my time commuting. It used to be absolutely draining trying to get from point A to

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Why I Love My HSA

I have a confession: I love my HSA. What’s an HSA, you ask? It stands for Health Savings Account and your employer may already be offering one that you don’t even know about. But don’t feel too bad, because I actually went two full years at my current company before I even knew it existed. If you’re on

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How I Save Money By Packing Lunch

I work at a place where people go out to buy lunch every day. To me, that seems crazy! Although, I guess I used to be one of those people. It can sometimes save time and even add a little variety to the monotonous workweek, but it definitely adds up. That’s why I decided to start packing

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Budgeting 101: Creating an Easy, Usable Budget

Budgeting might seem scary. Especially if you’re not good with numbers and calculations. Or you just want to keep getting your venti caramel macchiato every day and pretend like it didn’t cost a thing. What’s another $4.75 here and there? Well, when you do finally made up your mind that you want  to save money (or at least just

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