Top 10 Budgeting Tips
These are my fool-proof tips for spending less and saving more.
This is kind of weird to talk about, but one of my best budgeting methods is simply going to the gym. I pay monthly for a membership and it keeps me busy 3-5 days a week. That’s 3-5 days where I’m not out spending money on other things. Full disclosure, I pay $65 per month
If you have a friend group like mine, you’re all too familiar with the “family dinner” nights. You know, the nights you and your eight closest friends decide to go try out the newest restaurant down the block and just catch up, laugh, and order an extra round of drinks until it’s far later than you think. But
Through my life, I’ve learned that time is a valuable thing. There never seems to be enough of it, and yet, it always seems to be fleeting. Sometimes we wish it away too quickly, and other times we try to savor every second. But all in all, we spend our whole lives trying to understand it.
New York City is notorious for being an expensive place, not only to live but to visit. Between the high-end restaurants, shopping, entertainment, and tourist traps, it can be easy to drop a small fortune in one day. However, there a lot of free things to do in New York City, whether you’re a resident
Not too long ago, I used to be comfortable with keeping a balance on my credit card. Here’s the kicker, in all my years of owning a credit card, I’ve always had enough money in my savings account to pay off the debt right away. But I let it sit and sit and would pay
Getting married can cost a small fortune. I would know. I’m currently in the process of planning my own wedding. But planning a wedding doesn’t have to mean spending all of your hard-earned savings in one day (I know the memories will last forever, but it’s still one day…). In fact, I’ve found that there are
As a typical New Yorker, I spend a lot of my time on the subway. And like a not so typical New Yorker, I do a reverse commute to New Jersey everyday for work. Basically, I spend a lot of my time commuting. It used to be absolutely draining trying to get from point A to
I have a confession: I love my HSA. What’s an HSA, you ask? It stands for Health Savings Account and your employer may already be offering one that you don’t even know about. But don’t feel too bad, because I actually went two full years at my current company before I even knew it existed. If you’re on
I work at a place where people go out to buy lunch every day. To me, that seems crazy! Although, I guess I used to be one of those people. It can sometimes save time and even add a little variety to the monotonous workweek, but it definitely adds up. That’s why I decided to start packing
Budgeting might seem scary. Especially if you’re not good with numbers and calculations. Or you just want to keep getting your venti caramel macchiato every day and pretend like it didn’t cost a thing. What’s another $4.75 here and there? Well, when you do finally made up your mind that you want to save money (or at least just